IMPLEMENTASI AKAD-AKAD EKONOMI SYARIAH DALAM PENGELOLAAN BUMDES DI KABUPATEN ROKAN HULU, RIAU
DOI:
https://doi.org/10.36769/ibest.v4i2.1410Keywords:
Islamic BUMDes, Islamic economic contracts, mudharabah, musyarakah, community welfareAbstract
This study aims to analyze the implementation of Islamic economic contracts (akad- akad ekonomi syariah) in the management of Village-Owned Enterprises (BUMDes) in Rokan Hulu Regency, Riau. The research focuses on eight Islamic-based BUMDes that apply the principles of Islamic economics, emphasizing the types of contracts used, operational mechanisms, challenges encountered, and their impact on economic performance and community welfare. A qualitative research method was employed through in-depth interviews, observations, and documentation involving 25 informants consisting of BUMDes managers, supervisors, business actors, and community members. The results indicate that mudharabah, musyarakah, murabahah, and ijarah are the dominant contracts applied in various productive business activities. The implementation of these contracts has encouraged economic independence among villagers, strengthened values of justice and honesty in transactions, and reduced dependence on conventional interest-based systems. Although challenges remain, such as limited literacy in Islamic economics and insufficient regulatory support, Islamic BUMDes in Rokan Hulu have proven capable of serving as engines for equitable, ethical, and sustainable community economic empowerment in line with the principles of maqashid al-syari‘ah.
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